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Over 40 Years of Experience

Barr Funding provides consumer loans in Texas by partnering with Credit Service Organizations to bring capital to an underserved market. Our leadership team is comprised of industry experts with over 40 years of experience in financial services. We partner with Credit Service Organizations to offer consumer loan products online and in neighborhood stores.

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Barr Funding is a privately owned business where our lending decisions are made in-house. We are committed to providing consumers access to credit and to being a fair and reliable partner to Credit Service Organizations while creating an outstanding customer experience.

Texas Model

In Texas, consumers can obtain access to cash through Credit Services Organizations (CSOs) that operate at Credit Access Businesses (CABs) to helping consumers obtain a loan.

Barr Funding is not affiliated with any CSO entity. As a 3rd Party Lender, we make loans through and partner with several different CSOs throughout Texas and online to provide cash advances, installment loans and title loans.


Through this model, consumers can choose to visit a store front location or apply online for loan.

Online Model

Credit Service Organizations offer a range of financial services to consumers in Texas in exchange for a fee.


CSOs may provide assistance in obtaining an extension of credit for customers in Texas through a 3rd party lender and may also provide additional guarantees to help consumers get loan approval.


They evaluate whether a consumer qualities for a loan and assist consumers through the application process.

Barr Funding Number Background

Texas represents one of the largest markets in demand for alternative financial services

That’s where we come in

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